As a contractor, you can be responsible for pollution caused in connection with your work. Your general liability policy almost certainly contains a total pollution exclusion. But you deal with potential pollutants on a daily basis:
Fuel or Hydraulic fluids
Mold from water intrusions caused by your work
Dust from Concrete or Drywall
Concrete washout water
Assorted jobsite debris
Unknown pollutants on a jobsite, such as underground storage tanks
US law imposes strict liability on anyone involved in the release of a pollutant, and imposes legal liability on them to contribute to the cleanup. Even if you did not directly cause the pollution event, you can still get sued.
Here are a few examples of pollution claims involving the construction industry:
Review the pollution and professional liability risks facing your industry by downloading the Environmental & Professional Risk Overviews below.
Contractors working on buildings are not the only companies who can have a pollution exposure.