Commerical Insurance and Bonds
At J. Loos & Associates, Inc., we are committed to providing comprehensive, competitive insurance protection and outstanding service. The insurers we partner with form a team to help you manage the wide range of risks you face as a business owner or for your personal insurance needs. .
Our staff has been providing personal, commercial and environmental insurance solutions including pollution liability coverage since 1988, and has over 50 years of experience providing quality insurance solutions for our customers.
Contact us today to discuss how we can help you protect the things you value most.
Potential pollutants you may encounter:
Lead Paint or Asbestos
Mold caused by water intrusion
Solvents and adhesives
Oil or gas heating / HVAC coolant
You know the risks to your employees, so you protect them with TYVEK suits and respirators. Let us help you identify the risks to your business and protect it with pollution liability and other coverages!
Do you test for asbestos, lead paint, mold, radon, groundwater pollutants, or underground storage tanks?
Is your company protected if your work results in a pollution incident?
Pesticides and fertilizers are not the only potential pollutants on a farm. Do you have machinery, an oil/gas/propane storage tank, or animal waste that could affect others? If so, do you have a plan in place for dealing with that situation, and does that plan include a pollution policy to protect you?
What kind of pollutants could be lurking in a food service establishment?
Grease traps! Cooking oil! Cleaning products! Sewer blockages! Broken refrigerators and freezers! Mold in ice machines that haven't been cleaned in a decade!
Do you store or use materials that could be considered pollutants? What if otherwise safe materials are incorrectly combined? Do you generate waste materials that others dispose of on your behalf? Are you in an industrial area, where something happening at a nearby site could cause a pollution event?
A sometimes serious, sometime humorous discussion of insurance coverages and questions.