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  • Contact Us!
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  • BLOG
  • Claims Reporting Info

J. Loos & Associates, Inc.

J. Loos & Associates, Inc.J. Loos & Associates, Inc.J. Loos & Associates, Inc.

Personal, Business & Environmental Insurance Solutions

Personal, Business & Environmental Insurance Solutions Personal, Business & Environmental Insurance Solutions Personal, Business & Environmental Insurance Solutions

About Us

Jim Loos

Joe Loos, CRIS

Joe Loos, CRIS

Jim Loos graduated from the College of Insurance in 1976 and has been providing commercial and environmental insurance solutions including pollution liability coverage since 1988. He served on the board of the Carolinas Environmental Information Association for a number of years. Jim can be found playing in his band, Loos Change, and has taken up painting as a hobby as well.



https://www.linkedin.com/in/jim-loos-45b70711/

Joe Loos, CRIS

Joe Loos, CRIS

Joe Loos, CRIS

Joe Loos graduated from the University of North Carolina. He has been an insurance agent since 2001, and has focused on environmental risks for most of that time. Joe holds the CRIS-Construction Risk and Insurance Specialist certification.  He spends much of his free time in the evenings trying to get his two kids to eat their dinner, reading, and pondering life's mysteries such as "why does Netflix put out so much bad content?"  


 www.linkedin.com/in/joseph-v-loos-4b50598


https://www.credly.com/badges/019b43e0-3e59-40c2-8085-1b65affede5a/public_url


Frequently Asked Questions

Please reach us at joe.loos@jloosins.com if you cannot find an answer to your question.

Please reach out to us via phone or email so that we can discuss your needs.  Depending on the type of coverage, we may be able to quote the same day or quoting could take as many as 10-15 days upon receipt of all of the needed information.  The sooner you contact us, the better!


Absolutely!  We have the ability to write any type of property & casualty policy.  Homeowners, personal auto, standalone general liability, work comp, property & equipment, excess, builder's risk... we can do it all.


There can be many reasons that one company's quote is higher or lower than another quote.  

  • The first thing to consider is "are both companies offering identical coverages and deductibles?"  Two policies may list the same policy limits, but that doesn't mean they offer the same coverages.  The higher cost may provide much better coverage and/or a lower deductible.
  • If you are getting a quote from a company other than your current carrier, the new quote may be substantially lower to get you to switch, and then it goes up a bunch when it renews the next year.
  • What level of service are you getting for that premium?  Is a website and online chat bot your only access to the insurance company?  Or is there a person there who can walk you through the coverages you have and what you need and why you need them?



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